At Zumr, we make it easier for you to achieve your financial goals by combining the power of traditional saving circles with the convenience of modern technology. Whether you're looking to save for a big purchase, pay off debt, or just manage your money more effectively, Zumr provides a trusted platform to help you reach your goals.
Zumr leverages a unique financial model rooted in the traditional concept of a money circle, also known as a Rotating Savings and Credit Association (ROSCA). This model combines the time-honored practice of communal savings with modern technology to create a secure and efficient platform for financial management.
A money circle involves a group of individuals who agree to contribute a fixed amount of money periodically. Each member of the group receives the total collected amount once during the circle's duration. This method provides a reliable way for participants to save and access lump sums of money without needing traditional credit.
We operate based on fundamental principles that ensure we meet your expectations.
Our platform is built to make saving easy to help you stay focused on achieving your financial goals.
Find the right circle that matches your financial goals, or create your own circle with friends and family. Set the terms, invite others, and start saving together.
Easily make regular contributions to your circle with automated payment deductions. We support a range of payment methods to ensure you stay on track and never miss a payment.
When it's your turn, your payout will be transferred directly to your bank account, allowing you to use the money for your financial goals.
Our team is here to help, contact us
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