Join a Trusted Money Circle

Zumr is a platform that helps you create and join money circles with people you trust.

Zumr operates within the Central Bank of Oman’s Fintech Regulatory Sandbox, ensuring compliance with financial regulations under regulatory oversight. Additionally, Zumr uses Mala’a to verify clients before approving their membership, to confirm the identity and credibility of members. Members are required to sign contracts before joining, which adds an extra layer of security and accountability.

When you apply to join a circle on Zumr, your application undergoes a financial review, including credit score checks. Based on the assessment, your application will either be approved, leading to membership, or rejected with a refund of the admission fee. This process ensures the circle's integrity and typically takes 2-3 work days.

Zumr applies a small facilitation fee for joining money circles that starts from 0 OMR!

Zumr's money circles contract has been reviewed and certified by Eltizam Sharia Financial Consultancy.